--- title: "Wise Integration" description: "Connect AI agents to Wise (formerly TransferWise). Agents manage profiles, quote currency conversions at the mid-market rate, create recipient accounts, send and fund international transfers end to end, read multi-currency balances and exchange rates, and track or cancel transfers through the Wise Platform API." url: https://flowrunner.ai/integrations/wise date_modified: 2026-08-01T02:40:32-07:00 --- # Wise [Payments](https://flowrunner.ai/integrations/category/finance-accounting) Connect AI agents to Wise (formerly TransferWise). Agents manage profiles, quote currency conversions at the mid-market rate, create recipient accounts, send and fund international transfers end to end, read multi-currency balances and exchange rates, and track or cancel transfers through the Wise Platform API. [Verified](https://flowrunner.ai/integrations/verified "What does verified mean?") · 16 actions · API key · available [Wise website](https://wise.com/) · [Platform Documentation](https://docs.wise.com/api-docs) · Capability data verified 2026-08-12 1. A batch of vendor bills is ready to pay 2. Agent reads each payee's currency and bank details 3. Agent quotes the conversion with Create Quote 4. Agent registers the payee with Create Recipient Account 5. Agent creates the transfer with Create Transfer 6. Finance team receives the batch total and per-payee rates 7. Funding the batch pauses for a person before Fund Transfer moves the money ## What This Integration Enables Agents run the Wise transfer sequence end to end. They list profiles to scope every operation, quote a currency conversion with its rate and fees, create recipient accounts for new payees, and create transfers that combine the recipient and the quote. They fund a transfer from your multi-currency balance to actually move the money, track transfer status, and cancel a transfer that has not yet processed. They read multi-currency balances, mid-market exchange rates, and the list of supported currencies for reporting and alerting. The agent prepares the whole payout and stops at the one step that moves funds. ### Without FlowRunner **Payouts assembled by hand**: Each international payment quoted and entered one at a time **Rates checked manually**: Someone looks up the rate and fees before every transfer **Funding with no second check**: Transfers funded individually, with no review before money leaves ### With FlowRunner **Payout sequence automated**: Quote, recipient, and transfer created for each payee in one pass **Rates and fees captured**: The agent quotes the conversion and records the rate for reporting **Funding gated**: The prepared batch is funded only after a human confirms the total ## Use Case Scenarios ### Cross-border payout run A batch of vendor bills is ready to pay in several currencies. For each payee the agent quotes the conversion with Create Quote, registers the payee with Create Recipient Account if it does not already exist, and creates the transfer with Create Transfer. It posts the batch total and per-payee rates to the finance team and waits. Once a person confirms, it funds each transfer with Fund Transfer. A payout run that was a slow manual sequence becomes a prepared batch that a human releases in one step. ### Paying vendor bills from accounting New vendor bills arrive in your ledger. The agent reads them with [Xero](https://flowrunner.ai/integrations/xero) "Get Invoices", creates matching payees with Create Recipient Account, then quotes and creates each transfer with Create Quote and Create Transfer. Paying suppliers abroad stops being a hand-keyed process and becomes a flow that stays in step with the ledger. ### Sending a refund internationally A refund or payout needs to reach an external bank account abroad. Triggered from a [Stripe](https://flowrunner.ai/integrations/stripe) refund event, the agent quotes the conversion, creates the transfer at the mid-market rate, and funds it after a review. After Fund Transfer completes, it logs the transfer id, amount, and recipient to [Google Sheets](https://flowrunner.ai/integrations/google-sheets) "Add Row" and notifies the finance team with [Slack](https://flowrunner.ai/integrations/slack) "Send Message To Channel". The refund reaches the recipient at a real rate with a clean record behind it. ## Human-in-Loop Highlight In Wise the steps that prepare a payment are safe to automate: quoting, registering a recipient, and creating an unfunded transfer all leave the money where it is. The step that actually moves funds is Fund Transfer, and that is the one that should wait for a person. Configure the agent to pause before Fund Transfer. It sends the finance approver the recipient, the amount, the currency, and the quoted rate through Slack and asks: "This transfer is ready to fund from the balance shown. Release it?" A person confirms, and the agent funds exactly the transfer that was approved. Because the transfer is created unfunded, nothing moves until that answer arrives. The approver and the timestamp are written to the audit trail. This is [human-in-the-loop](https://flowrunner.ai/concepts/human-in-the-loop): the agent pauses, gathers the context and the choices, routes to the right person, and resumes on their answer. Agent processes routinely Detects exception requiring judgment Clear match Continues automatically Ambiguous Routes to human via Slack Human decides Agent resumes with decision ## Agent Capabilities 16 actions ### Profiles 2 - **List Profiles** Lists the personal and business Wise profiles available to the token. Used first, because almost every operation is scoped to a profile. - **Get Profile** Retrieves a single profile by ID, including its type and detail fields. Used to confirm which profile a workflow runs against. ### Quotes 2 - **Create Quote** Creates a quote for a currency conversion or cross-border transfer, returning the rate, fees, and a quote id. Used to price a transfer before creating it. - **Get Quote** Retrieves a quote by id, including the rate, fees, and expiry. Used to check a quote is still valid before using it. ### Recipients 4 - **Create Recipient Account** Creates a payee account that transfers can be sent to, with currency, type, and bank details. Used to register a new payee. - **List Recipient Accounts** Lists a profile's payee accounts, optionally filtered by currency. Used to find an existing recipient before creating a duplicate. - **Get Recipient Account** Retrieves a payee account by id, including holder name and bank details. Used to confirm a recipient's details. - **Delete Recipient Account** Deactivates a payee account so it can no longer receive transfers. Used to retire a recipient. ### Transfers 5 - **Create Transfer** Creates a transfer from a quote to a recipient account, in an unfunded state. Used to prepare a payment for release. - **Get Transfer** Retrieves a transfer by id, including status, amounts, and rate. Used to track a payment. - **List Transfers** Lists a profile's transfers, optionally filtered by status. Used to review outgoing payments. - **Cancel Transfer** Cancels a transfer that has not yet processed. Used to stop a payment created in error. - **Fund Transfer** Funds a created transfer from your multi-currency balance, which is what actually moves the money. Used behind a human release gate. ### Balances 1 - **Get Account Balances** Retrieves the multi-currency balances for a profile. Used to check funds before funding a transfer or for reporting. ### Rates 1 - **Get Exchange Rate** Returns the current mid-market rate for a currency pair. Used for reporting or rate alerting. ### Currencies 1 - **List Currencies** Returns the currencies Wise supports, each with its ISO code and symbol. Used to validate a target currency before quoting. ## Frequently Asked Questions ### What can FlowRunner do with Wise? FlowRunner agents can run List Profiles, Get Profile, and Create Quote in Wise, plus 13 more actions. ### Does connecting Wise to FlowRunner require OAuth? No. Wise connects to FlowRunner with an API key, no OAuth flow required. ### Can Wise trigger a FlowRunner workflow automatically? Wise doesn't currently expose triggers in FlowRunner. It connects as an action step inside workflows started by another trigger. **Work at Wise?** This integration exposes Wise to AI agents on every FlowRunner plan, including through MCP, at no cost to you. [See what FlowRunner offers integration partners](https://flowrunner.ai/integrations/partners), including how to keep this page current. --- Markdown version of https://flowrunner.ai/integrations/wise. Site index: https://flowrunner.ai/llms.txt